You could think of your Lexus as being split into 3 separate parts:
Deposit: Agree an amount to suit you. This can be as little as you want, up to as much as 35% of the price of your Lexus.
Guaranteed Future Value: We set a minimum guaranteed future value (GFV) for your car. This guarantees how much your vehicle will be worth with LFS in the future. Along with the deposit, this amount is deducted from the cash price.
Difference: Your monthly payments are then calculated on the difference, plus interest charges, which means they will often be more affordable than a standard Hire Purchase agreement or Personal Loan.