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Find out how much you could pay monthly with our Quick Finance Quote, browse the range of finance options in our downloadable brochures and find the answers to your questions in FAQs. Prefer to talk to us? Our friendly team are happy to help.
Lexus Connect is a convenient, flexible PCP (personal contract purchase) plan. Lexus set a minimum guaranteed future value (GFV) for your car and this, along with your deposit, is deducted from the cash price. A proportion of the amount you're borrowing is deferred to the end of your agreement, which means your monthly payments are often more affordable compared with other forms of borrowing.
In many cases you don't need to put down any deposit. However many customers choose to part exchange their existing car or put down a small cash deposit to lower their monthly payments.
The rate depends upon your personal circumstances, the amount borrowed and the length of the agreement. We have a range of competitive finance plans available and we can easily provide you with a finance quote which will give you details of the APR you can expect. You can get a quote for a new Lexus by clicking 'here'.
Most customers opt for an agreement term of between 24 and 37 months, however many of our finance plans are flexible enough to accommodate any monthly period between 12 and 60 months.
Unlike many lenders we don't normally need to know any income or expenditure details. All we generally ask is your address, where you work, and what you do, your date of birth and bank details.
Many of our customers enjoy an instant acceptance and our average decision time is one hour.
Many of our customers choose to take an Asset Protector policy to give them added peace of mind in the event of a write off. If your car is written off as a result of an accident, fire or theft, our Asset Protector policy may be able to cover you for the difference between the amount your motor insurer pays out and the price you paid for your car. This product aims to put you back in a position to purchase a replacement car of equivalent value. Your Lexus Dealer will be able to provide you with full details of Asset Protector.
You can provide us with your new details by contacting our Customer Experience team on 0370 850 7788 (Monday to Friday, 9am to 5:30pm) and they will be happy to update your details. Calls to this number are charged at National/UK geographic rate.
Yes, it is a contractual requirement to advise us that you intend to change the registration number of your vehicle. You should also forward a copy of the V5 documentation to the Customer Experience team. You can advise our Customer Experience team on 0370 850 7788 (Monday to Friday from 9am to 5.30pm), calls are charged at National/UK (geographic) rate.
You should notify your insurers that any insurance money due must be paid directly to Lexus Financial Services. Contact the Customer Experience team with your insurance details and we can liaise with your insurers, on your behalf to arrange for the settlement of the finance agreement. You can contact our Customer Experience team on 0370 850 7788 (Monday to Friday from 9am to 5.30pm), calls are charged at National/UK (geographic) rate.
In most instances this should be no problem. To find out more about this option please contact us by phone on 0370 850 7788 (Monday to Friday from 9am to 5.30pm). Calls are charged at National/UK (geographic) rate.
In accordance with the Data Protection Act 1998, your Lexus Dealer should have explained Lexus Financial Service's policy regarding the use of your personal information to you. If this is not the case please refer to your agreement or contact our Customer Experience team by phone on 0370 850 7788 (Monday to Friday from 9am to 5.30pm) and we will be happy to explain this to you, calls are charged at National/UK (geographic) rate.
We aim to provide you with the highest standards of service; however, there may be an occasion when you feel you have cause for complaint. If so, our staff will do all they can to resolve the problem and ensure that you receive a quick and fair response to any complaints you may have. Complaints should be directed to our Customer Experience team who can be contacted by phone on 0370 850 7788 (Monday to Friday from 9am to 5.30pm), calls are charged at National/UK (geographic) rate.
We aim to resolve your complaint within eight weeks. We are required to issue our Final Response within this period. This will explain our final position. If we are unable to resolve your complaint to your satisfaction you may be entitled to refer it to the Financial Ombudsman Service (www.financial-ombudsman.org.uk).
You should be aware that if you do miss payments without prior agreement from ourselves additional charges may be added to your overall balance. If you are experiencing difficulty in making your payments please contact us by phone on 0370 850 7788 (Monday to Friday from 9am to 5.30pm), calls are charged at National/UK (geographic) rate.
If you are entering into an individual voluntary agreement you will need to provide us with all the details. Please send us all documentation as soon as possible. Call our Customer Outcomes team on 0370 243 0804.
There is no limit on the number of claims you can make. However, each individual claim is limited to £500, with a £3,000 aggregate claim limit over the term of your policy.
Yes, there is a £10 excess on each claim, paid on completion of the repair.
No. Lexus SMART Cover is completely separate from your motor insurance policy.
Advise the Claims Team within 30 days of the incident occurring on the phone number provided in your policy document and the claims team will talk you through the simple steps to assess your claim and arrange your repair. Alternatively, use the SMART claims app for iPhone or Android.
Yes, all repairs are guaranteed for the lifetime of the vehicle whilst it remains in your possession.
You can cancel your policy within the first 14 days and receive a full refund, provided no claims have been made. If you cancel after 14 days, you will be entitled to a pro rata refund, provided you have not made a claim. The refund will be subject to an administration fee of £29.99.
Damage of any kind to wheels, rims or tyres.
Any panel that is ripped, holed, torn or perforated.
Damage to beading, moulding, glass, lights or decals.
Any damage that occurred before the start date.
Scratches, scuffs and dents in the area shaded gold in the diagram as shown on the SMART Cover page.
Yes, the remaining term of your policy can be transferred to a replacement vehicle if you sell the original. The transfer will be subject to an administration fee of £29.99.
Only the vehicle detailed on the policy schedule is covered.
The policy covers damage to your car irrespective of the driver.
Lexus SMART Cover is underwritten by Red Sands Insurance Company (Europe) Limited and Aioi Nissay Dowa Insurance Company of Europe Limited.
Red Sands Insurance Company (Europe) Limited (“Red Sands”), Level 3, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar. Registered in Gibraltar No 87598. Authorised and regulated by the Gibraltar Financial Services Commission under the Insurance Companies Act 1987 of Gibraltar and is a member of the UK’s Financial Services Compensation Scheme: and Aioi Nissay Dowa Insurance Company of Europe Limited, 5th Floor, 11 Old Jewry, London EC2R 8DU. Registered in England and Wales No. 5046406. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority No. 401084.
No. The owner of the vehicle can take out Asset Protector and the vehicle will be covered when driven by other drivers as long as they hold a valid licence to drive the insured vehicle and are legally entitled to drive it.
Yes. The cover is for vehicles used principally in the UK but you are covered in any country that is a member of the European Union at the time of loss, plus Iceland, Liechtenstein, Norway, Croatia and Switzerland.
Yes, you can use your car or van for work provided it does not involve hire and reward. Exclusions include but are not limited to, taxi, courier services and private hire. Pace making, racing, speed testing and reliability trials are also excluded.
The policy has a term of 3 years and is not renewable.
If you sell your car before the end of the policy, you can cancel the policy and obtain a partial refund to reflect the remaining term of the policy. The remainder of the policy is not transferable to your new car.
The start date will always be the date you take delivery of your new car. However, if you wrote your car or van off in the first year of ownership and received a replacement vehicle from your motor insurer, you could transfer your Asset Protector policy to the replacement vehicle.
If your new car or van is written off within 12 months of purchase, and your motor insurer provides you a replacement vehicle rather than a monetary settlement, your policy can be transferred to the replacement vehicle. The policy cannot be transferred to another vehicle in any other circumstance.
You have up to 30 days from the delivery of your car or commercial vehicle to purchase the cover from your Lexus Centre.
As soon as possible after the incident resulting in your car or van being written off, you should contact the Administrator, Abraxas, on 01454 616000. Abraxas will take some details from you and manage the claim with you.
Your policy cannot be transferred to the new owner if you sell your vehicle before the end of the policy term. However, you can cancel the policy and receive a partial refund to reflect the remainder of the policy term.
If your commercial vehicle is written off, any claim payment would be calculated using the original purchase price and market value (both exclusive of VAT) at the time of the write off.
We value all contact with our existing and prospective customers and would be glad to assist with any questions you may have. If you’d like to get in touch, please click on the link below. We look forward to hearing from you.
As an existing customer you may have some questions relating to your agreement from time to time. To help you with this, you will find answers to a number of frequently asked questions in our FAQs section above.