The Luxury of Certainty

LEXUS THREE YEAR CAR INSURANCE

One fixed insurance price for three years^. No unexpected increase at renewal - just the freedom to focus on the journey ahead.

Plus, you'll have the assurance of being in expert hands - caring for your Lexus with the same precision it was built with.
Call: 0113 467 8238 (Opens in new window)
^Our 3 Year Price Promise is available exclusively by phone for retail customers in the UK aged 27–76 who meet the eligibility criteria. The eligible new Lexus must be purchased between 1st November 2025 and 31st January 2026 and delivered by 28th February 2026. Full T&Csdownload (pdf(download (pdf( apply.

Discover the fixed price to insure your new Lexus

If your model isn't listed above, explore our other car insurance options - all Defaqto 5 Star rated and designed for Lexus drivers.

WHAT CAN YOU EXPECT WITH OUR PRICE PROMISE?

A price you can trust.
One fixed price, three years of expert care, giving you and your Lexus the protection you both deserve.


Three years of seamless simplicity.
True luxury feels effortless - and so should your insurance.


Experience the promise. Experience Lexus.
Our Defaqto 5 Star rated insurance includes repairs carried out by Lexus-approved technicians using genuine Lexus parts*. This means any associated warranties are protected.


With Lexus insurance, excellence isn't just a standard - it's a way of life.


*Excludes windscreen/ glass replacement.

Call: 0113 467 8238 (Opens in new window)

Car insurance just got simpler.

Secure your fixed price car insurance in three quick steps:

  1. Choose your new Lexus

  2. Check your fixed price

  3. Call us to activate your policy

Call: 0113 467 8238 (Opens in new window)

Eligibility^

Please read our full Terms & Conditionsdownload (pdf(.
Call: 0113 467 8238 (Opens in new window)

FAQS

Yes, you’ll receive all the excellent benefits of Lexus Motor Insurance, plus the promise that your price stays the same for 3 years (if you and any named drivers continue to meet the eligibility criteria).

No. While your premium remains the same for three years, you’re free to choose whether to renew your policy with us each year.

 

If you leave at the end of a full 12-month policy period, no fees will apply.

 

You can also cancel your policy at any time. The cancellation terms and fees that would then apply are detailed in our Important Information Documentdownload (pdf( and Private Car Policy Document (policy wording)download (pdf(.

Yes, you will continue to earn NCD during the 3 Year Price Promise if you meet the conditions outlined in your policy.

 

It won’t be applied for the three-year duration of this policy but will be available to apply to future insurance products. Plus, if you're eligible to protect your NCD, this will be included in your Price Promise policy at no extra cost.

Yes, you can purchase these with your 3 Year Price Promise insurance cover for an additional cost as you usually would.

 

 

Yes. If you choose to pay monthly, you'll provide an initial payment and the remainder will be divided into monthly instalments.

 

This will cost more than paying annually as a transaction fee is applied.

Yes, cover is available for the policyholder and up to 4 eligible named drivers.

Insurance Products are arranged by Lexus Insurance Services. Lexus Insurance Services is a trading style of Toyota Insurance Management UK Limited. Registered in England, Company No. 14297877. Registered Office: 7th Floor, 52-56 Leadenhall Street, London, EC3A 2BJ. Toyota Insurance Management UK Limited is authorised and regulated by the Financial Conduct Authority. Firm Reference Number: 983839.



Policies are underwritten by Aioi Nissay Dowa Insurance UK Limited. Registered in England, No. 11105895. Registered Office: 7th Floor, 52-56 Leadenhall Street, London, EC3A 2BJ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Firm Reference Number: 816870.