1. Personal Finance
  2. Personal Contract Purchase

Personal Contract Purchase

With Personal Contract Purchase (PCP), also known as Lexus Connect, peace of mind comes as standard. It is a flexible and popular plan designed to get you into the car you want at a price that's right for you. It also allows you the option to change your car on a regular basis. Smart financial thinking that goes further. Lexus Financial Services are committed to delivering a seamless experience, tailored to your individual needs with outstanding service from our team.

Personal Contract Purchase, or PCP offers a number of advantages including fixed affordable payments, an accessible deposit and three flexible choices at the end of your agreement.

Benefits of Lexus Connect PCP

Low Monthly Payments

Easy to manage agreement with no minimum deposit required, fixed monthly payments and no hidden costs.

Peace of Mind

A Guaranteed Future Value means you know exactly how much your car will be worth at the end of the agreement. Subject to fair wear and tear and mileage conditions being met.

End of contract options

Flexibility to upgrade your Lexus at the end of your agreement as you are not locked into a longer term agreement.

How does Lexus Connect (PCP) Work?



Select from our wide choice of vehicles and set your deposit, which can range from 0-35% of the vehicle's value.



Select a term up to a maximum of 42 months to make your payments fit your budget and then decide on how many miles you expect to drive a year.

End of Plan Options


If you want to keep the car, simply pay the Guaranteed Future Value and the Option to Purchase Fee (if applicable) and we will transfer the legal title to you so it’s yours to own. Why not speak to our dedicated team about spreading the Guaranteed Future Value payment over a period to suit you? In most instances we can arrange a new payment schedule*


Alternatively, you can simply give the car back with nothing more to pay, subject to maximum mileage, and fair wear and tear conditions being met.


Part-exchange your car and drive away in a brand-new Lexus. If the trade-in value is more than the Guaranteed Future Value, you can put the equity towards your next car.
Subject to terms and conditions. Interest is charged on refinanced agreements. Contact the Customer Solutions team for further information and the prevailing rate of interest.

​Get in Touch

To speak to a member of our Customer Solutions team please call us on 0345 607 7744

(Monday to Friday 9:00am to 6:30pm)