Finance Help Centre

We're here for support regarding payments, your Lexus Finance agreement and refinancing.

Call: 0370 850 7788

Email: customerexperience@uk.lexus-fs.com

(Monday to Friday 8:00am to 6:00pm)

If you’re finding it stressful or difficult to make your current payments, or have concerns about making them in future, to find out about the support we can offer you and to help us understand your individual circumstances, contact us by:


  • Phone on 0370 243 0805 (our opening hours are Monday to Friday 9am-5.30pm)
  • Email at Customeroutcomes@uk.lexus-fs.com

 

It's worth noting, missed or late payments may negatively impact your credit score, and this could make it more difficult for you to obtain credit in the future. Remember the earlier you get in touch the sooner we can help.

Call: 0345 607 7744

(Monday to Friday 9:00am to 6:30pm)

Call: 0333 041 0501

Email: Complaints@uk.lexus-fs.com

(Monday to Friday 9:00am to 5:30pm)

We will acknowledge your complaint in writing within five working days of receipt. We will then keep you informed of any progress along the way.  We will also provide you with a point of contact.

This data represents the number of Lending-Hire Purchase complaints reported related to our lending activity regarding Toyota Finical Services, Lexus Financial Services and Redline Finance lending policies within the period of 1st April 2024 - 30th September 2024.

 

Complaints Data Reportdownload (pdf(download (pdf(

Find details on the latest update from the FCA with regards complaints about discretionary commission models. Information on how to make a complaint if you feel you’ve been affected as well as FAQs can also be found

 

Complaints About Discretionary Commission Modelsdownload (pdf( (Opens in new window)download (pdf(

On the 25th October 2024 the Court of Appeal issued a judgment in relation to three appeals from previous motor finance discretionary commission claims and resulting county court judgments in favour of two lenders, FirstRand Bank trading as MotoNovo Finance and Close Brothers Limited. The Court of Appeal judgment found in favour of the claimants and goes beyond the established law and regulation for motor finance commission disclosure requirements and current indications are that the lenders involved in the Court of Appeal ruling will be applying for leave to appeal to the Supreme Court.

 

This means there will be an ongoing period of uncertainty for customers, dealers/introducers and lenders. The FCA announced on 13th November 2024 a short industry consultation before it is likely to extend its’ complaints handling pause in relation to discretionary commission motor finance claims, to also include other motor finance commission arrangements complaints.

If your complaint is regarding a Discretionary Commission enquiry, please complete the form below.

Make a complaint

At Lexus Financial Services our aim is to provide you with the highest standards of service, however, there may be an occasion when you feel you have cause for complaint.

Breathing Space

You can access a Debt Respite Scheme (Breathing Space) by seeking advice from an authorised debt advice provider.

Your debt advice provider will assess your circumstances, and if you are eligible and meet the conditions for Breathing Space your debt advice provider may start the Breathing Space. Breathing Space provides you certain legal protections from creditor(s) taking action against you for a certain period (up to 60 days normally but this may be longer under certain circumstances).

Here to help

If you’re finding it stressful or difficult to make your current payments, or have concerns about making them in future, please let us know as we’re here to help. To find out about the support we can offer you and to help us understand your individual circumstances, contact us by:

Remember, the earlier you get in touch the sooner we can help.

Get in touch

You can also get in touch via email or by post. We value all contact with our existing and prospective customers and would be glad to assist with any questions you may have.

Financial Support

If your circumstances have changed, or you’re finding it difficult to make your current payments, or have concerns about making them in future, please let us know as we’re here to help. We have a range of options available to support your individual circumstances. At Lexus Financial Services, we are committed to supporting you and helping you find the best solution.