Insurance
LEXUS EXCESS PROTECTION
Lexus Excess Protection is our 12-month complimentary insurance designed to enhance your ownership experience. We understand unexpected events can happen, which is why we provide this exclusive benefit to give you added security and peace of mind.
We'll pay back up to £350* of your motor insurance excess if you make an accident claim through Lexus Accident Care and have your car repaired with our Lexus Authorised Bodyshop Network.
To be eligible, you must have taken delivery of a new or used Lexus from an authorised Lexus centre, no more than 60 days prior to this policy starting.
Before adding this cover, consider if you already have an Excess Protection Product through Lexus or another provider containing similar benefits. Please refer to your existing cover(s) to understand benefits and limitations.
*Up to £350 reimbursed after claim settled. Excludes breakdown and windscreen repair or replacement. Please see policy document for full terms and conditionsdownload (pdf(.
Eligibility
You or your spouse, civil partner, or common-law partner must be the registered keeper and owner.
This product is available exclusively to customers who have taken delivery of a new or used Lexus from an authorised Lexus centre, no more than 60 days prior to this policy starting (proof may be required throughout the claim process).
How to claim your Excess Protection
If you need to claim, whether you are at fault or not, call us on 0333 1038739 before your insurer.
As the Lexus owner, you have the legal right to choose where your car is repaired. Insurance companies often fail to make this clear, quickly taking over the decision-making process. By calling us first, we help put you back in control.
Our dedicated team will help you pick the most convenient Lexus Authorised Bodyshop for you, with recovery and delivery arranged if necessary.
It's the nicest way to manage a less than ideal situation.
Always choose a Lexus authorised bodyshop
From a small scuff to a bigger issue, at our Lexus Authorised Bodyshop you can trust it will receive the care it deserves from only expertly trained Lexus Technicians, using only Lexus genuine parts^. It’s expert care for your Lexus, and peace of mind for you.
Take a look at the FAQs in our brochure.
Have you got a question?
Useful downloads
*Up to £350 will be reimbursed after the claim is settled. Excludes breakdown and windscreen repair or replacement. See policy document for full terms and conditionsdownload (pdf(.
^Applies to Lexus cars only. Excludes windscreen or glass replacement.
Excess Protection is arranged and administered by Toyota Insurance Management UK Limited, trading as Lexus Insurance Services, registered in England, Company No. 14297877. Registered Office: 7th Floor, 52-56 Leadenhall Street, London, EC3A 2BJ. Authorised and regulated by the Financial Conduct Authority (FCA). Firm Reference Number: 983839.
Excess Protection is underwritten by Aioi Nissay Dowa Insurance UK Limited. Registered in England, No. 11105895. Registered Office: 7th Floor, 52-56 Leadenhall Street, London, EC3A 2BJ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Firm Reference Number: 816870.