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If you want help with those minor dents and scratches that are part of everyday driving, choose Lexus SMART Cover. To cover the cost of your vehicle if it is stolen or written off in an accident, consider Lexus Asset Protector (sometimes referred to as GAP Insurance).
It’s quick to arrange and should you need to claim, could provide a valuable benefit to you. Lexus Financial Services can offer you Asset Protector for up to 36 months* from the start of your Finance Agreement.
*Plus additional limited cover in months 37 to 48 if your vehicle is subject to a finance agreement with a term greater than 36 months.
If your vehicle is written off, Asset Protector could help you cover the shortfall in funds to cover the cost of a new Lexus or settle any outstanding finance.
This is the vehicle cost. The amount that you have paid, as it relates to the vehicle itself, it does not include non-dealer fitted options and extras such as the Road Fund Licence or negative equity.
This is the amount that Asset Protector could pay to recover the cost of your vehicle. Please note: if the finance settlement figure is greater than the Net Invoice Price, the benefit will be calculated at the difference between the finance settlement figure and the market value. This will then be paid directly to your finance company.
This means that greater of: a) The value of the Insured vehicle (excluding contents) at the Date of Loss as assessed by the insurers of Motor Insurance; or b) The Market Value of the Insured Vehicle (excluding contents) at the Date of Loss by reference to Glass’s Guide Retail Value.
Asset Protector may enable you to purchase a similarly priced vehicle or alternatively pay off the amount outstanding on your finance agreement. What’s more, even if the finance settlement amount is greater than the Net Invoice Price, you don’t need to worry, as Asset Protector will cover this additional amount. For more information, please download the Asset protector brochure or speak to your local Lexus Centre.
In addition, if your vehicle is subject to a finance agreement in months 37 to 48, Purchase Protection could cover any shortfall between the finance settlement figure and the Market Value if your vehicle is written off.
The mirror smooth shine on your Lexus is worth taking pride in. Unfortunately, scuffs and chips are a part of everyday driving. Someone carelessly opening a door in a car park can dent your pristine bodywork. But is it worth losing your motor insurance policy no-claims bonus for a small repair? That’s where Lexus SMART Cover comes in.
SMART stands for Small Motor Accident Repair Technology. Using exact paint matches and a sophisticated Lexus-approved process, the SMART repair technician will restore your Lexus to help keep it in immaculate condition. The technicians will come to your home or place of work and expertly repair small dents, scuffs and scrapes in vulnerable body areas. It’s the intelligent way to help maintain the value of your Lexus - and your pride in its immaculate condition.